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SARASWATI CO OP CREDIT SOCIETY LTD,MUMBAI vs. THE INCOME TAX OFFICER, WARD 41(4)(4), MUMBAI

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ITA 2317/MUM/2025[2017-18]Status: DisposedITAT Mumbai09 September 202510 pages

Income Tax Appellate Tribunal, MUMBAI BENCH “A”, MUMBAI

Before: SHRI VIKRAM SINGH YADAV & SHRI RAJ KUMAR CHAUHANSaraswati Co Op Credit Society Ltd. Shop No. 3 Bajrang Bali Seva Society, Shree Krishna Nagar, Santosh Nagar, Goregaon East, Mumbai-400 065 PAN: AAHTS1602F Vs. ITO Ward 41(4)(4), 218, Kautilya Bhavan, Bandra Kurla Complex, Mumbai-400 051

Pronounced: 09.09.2025

PER RAJ KUMAR CHAUHAN (J.M.): 1. This appeal is filed by the appellant/assessee against the orderof National Faceless Appeal Centre (NFAC), Delhi [hereinafter referred to as Saraswati Co Op Credit Society Ltd. the “CIT(A)”],passed under section 250 of the Income Tax Act, 1961 [hereinafter referred to as “the Act”] dated 31.01.2025for the A.Y. 2017-18 wherein the penalty imposed u/s 271B of the Act by the Ld.AO vide order dated 04.03.2022 for AY 2017-18 was confirmed. 2. The brief facts as culled out from proceedings before the authorities below are that the assessee is a Cooperative Credit Society having the business of accepting deposits and lending money to the members of the society. The society does not hold a license from Reserve Bank of India and hence cannot be classified as a co-operative bank, therefore the society is eligible for deduction u/s 80P(2)(a)(i), 80P(2)(d) and 80P(c) of the Act.As per Sec 81 of Maharashtra Co-operative Societies Act, the books of accounts of the society have been audited by Chartered Accountants who are appointed from the panel of Auditors, empanelled and allotted by

SARASWATI CO OP CREDIT SOCIETY LTD,MUMBAI vs THE INCOME TAX OFFICER, WARD 41(4)(4), MUMBAI | BharatTax